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I realised that she was enrolled into a Medicare Part D drug plan, and the plan was covering her expensive brand drug. The issue is that decreases cost over 0, and as most agents know that may land you into a policy Gap. Undoubtedly she knew/understood nothing with this. In fact, she thought the plan quit covering her herbal treatment. Just a quick aside in this. Whoever the genius was that thought inside Coverage Gap should be asked to go inside the country giving lectures explaining it to seniors!

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